Investment Management

FOR THOSE SEEKING EXPERIENCED PORTFOLIO MANAGEMENT.

ADVISING CLIENTS FOR OVER 20 YEARS

 

PERSONAL INVESTMENT MANAGEMENT:

Through our broker / dealer, Royal Alliance Associates, our fee-based investment management planning offers you 20 years of portfolio management experience.  We analyze, construct, and provide recommendations based upon your investment objectives, risk profile, time horizon, age, and portfolio size.  Our continuum of services will provide tracking and monitoring of your portfolio, conferences to help ensure that you are meeting your objectives, and we will be readily accessible to help address your goals, questions, and concerns. 

 

** Michael is currently accepting new clients with a minimum portfolio size of $400,000.

 

 

BUSINESS CENTRIC INVESTMENT MANAGEMENT:


For businesses and non-profits agencies needing state of the art solutions we provide the following services:

A. Company Pension Plans:  401k, 403b, Profit Sharing, and non-qualified deferred compensation plan

B. Non-profit endowment investment management

 

Investment Management Program:

 

Through our broker/dealer, Royal Alliance Associates, we offer an investment advisory program where clients receive active investment management services. In this program we use a brokerage account in which no commissions are charged. An annualized fee is assessed based on a percentage of assets under management.  Fees are withdrawn quarterly and are based upon the account value as of the last business day of the previous quarter.

 

All of our brokerage accounts are custodied with Pershing LLC which is a subsidiary of The Bank of New York Mellon Corporation. 

 

Philosophy:

 

At BACCI INVESTMENTS GROUP, INC. we believe in a “fiduciary standard" of investing where we are mandated by license and credential to ensure that an investment is not only suitable at the time of investment, but also that the particular investment is in the best interest of the client.  We also believe in and are obliged to continue to track and monitor a client’s investments as long as they remain an investment advisory client.  Our philosophy at BACCI INVESTMENTS GROUP, INC. has always been one of frequent personal service in all areas of a client’s financial situation.    We provide clients a central point of contact for investment management, tax planning, insurance, and help with understanding Estate Planning issues.  We then coordinate all of these centers of focus with a client’s CPA, Insurance professional and Attorney. 

 

Investments utilized:

 

A brokerage account is a single account in which many types of investments may be purchased, including: Individual Stocks, Individual Bonds, US Treasury Securities, money market funds, certificates of deposits, mutual funds, and exchange traded funds.   For the majority of our investment strategies we focus on the use of low fee exchange traded funds (ETFs), individual stocks, mutual funds, individual bonds, individual US Treasury Securities, and CDs. 

 

Services included:

 

  • Research and analysis of client risk and investment objectives.
  • Portfolio construction, research and analysis of investments to be selected for client’s investment strategy.
  • Preliminary and ongoing client education of investments and the process of investing.  Including the process of investing in specific asset categories.
  • Recommendations of specific investments.
  • Execution of purchases or redemptions of clients investments
  • Ongoing guidance, tracking, and monitoring of client investments.
  • Client meetings.  Generally a minimum of 3 meetings per year to review investment strategy, performance, and discussion of current market and economic conditions.

 

Additional features of brokerage accounts held with Pershing LLC.

 

  • 24 hour online account viewing access.
  • Check writing privileges
  • Debit card privileges
  • Lines of credit

Electronic distributions of income to banks of your choice.

 

 

As a required disclosure by the Certified Financial Planner Board of Standards, Inc our sources of compensation are:

Commission and Fees

Our compensation structure is primarily fee based compensation with a minimal amount allocated to commission compensation.