SELECT AN EXPERIENCED FINANCIAL ADVISOR
Michael R. Bacci, CFP® has been managing client investments for over 20 years. His experience has allowed him to help navigate client interests through two of the best and worst market cycles of the past 75 years (The turn of the century “Technology Boom to Bust”, and the Housing Boom which led to the Great Recession).
Michael believes in a long term approach to investing, but there are times which may warrant tactical adjustments to a portfolio. He works closely with his clients through routine account reviews and makes strategic portfolio changes when economic and market data warrant.
In today’s investing world of stock market boom, to bubble, to bust....a seasoned investment manager can help you navigate highly uncertain times, take advantage of investing opportunities, and look out for your interests first.
2) A deep history of managing the following types of accounts and programs:
- Family Trust
- Revocable Trust
- Irrevocable Trust
- Roth IRA
- Endowment / Non- profit
- Business / Corporate
- Estate Planning
- Retirement Planning
- Legacy Planning
3) You will work with a CERTIFIED FINANCIAL PLANNER™ professional:
The CFP® certification represents "rigorous professional standards that Advisors have agreed to adhere to." A CFP® practitioner is held accountable to the ethical practices as set forth by the CERTIFIED FINANCIAL PLANNER™ Board of Standards. (For more information on the CFP® certification please go to the CFP® Board website at: http://www.cfp.net/become-a-cfp-professional/cfp-certification-requirements
(www.CFP.net or call the CFP® Board at 800-487-1497.)
4) Objective advice and investment selections which are in your best interest.
At BACCI INVESTMENTS GROUP, INC. we emphasize fee-based, fiduciary portfolio management services. Securities and advisory services are offered through our broker dealer, Royal Alliance Associates, Inc., however we are not bound by sales quota demands and no one dictates or restricts the selection of investments we offer.
We work for you and select investments that we feel are most appropriate for your situation.
5) We do not recommend high fee / high commission variable annuity or illiquid real estate investments (non-traded REITS):
At BACCI INVESTMENTS GROUP, INC. we believe that high fee, high commission variable annuity or non-traded (illiquid) Real Estate Investment Trusts (REITS) may not be in the best interest of a client. Many variable annuity products make guarantees which may be misleading and may not come to fruition. Non-traded Real Estate Investment Trusts (REITS) may not fully return invested funds at the end of their term, and funds invested may not be accessible for many years. Both products typically charge high commissions.
6) A heart for community:
Michael is committed to supporting and giving back to the local community. He has been active in the leadership of several Prescott area non-profit organizations over the past 19 years.
Michael is currently a governing board member for the Highlands Center for Natural History.
Past Chair, Past Vice-Chair, and Past Treasurer of the Arizona Community Foundation of Yavapai County Board of Adivsors.
Past Vice Chairman and Past Treasurer for the Coalition for Compassion and Justice (CCJ)
Allocations committee member of the Greater Prescott United Way
Past member of the Yavapai County Elder Abuse Task Force.
7) Educational History:
BA, The University of Arizona, Tucson, Arizona
CERTIFIED FINANCIAL PLANNER(tm) Professional Education Program, College for Financial Planning, Denver Colorado
8) Licenses, Certifications, and Registrations:
CERTIFIED FINANCIAL PLANNER(tm) practitioner
FINRA Series 7, Registered Representative, Royal Alliance Associates, Inc. Member FINRA/SIPC.
FINRA Series 66, Investment Advisor Representative, Royal Alliance Associates, Inc. Member FINRA/SIPC.
Licensed Life, Health, and Variable Contracts Insurance Agent in the states of Arizona and New Mexico.
As a required disclosure by the Certified Financial Planner Board of Standards, Inc our sources of compensation are:
Commission and Fees
Our compensation structure is primarily fee based compensation with a minimal amount allocated to commission compensation.